How the Real Estate Airline Miles Awards Process Works

NMLS #2240. Click here for the SIRVA Mortgage NMLS access page

*This not an offer of credit. This is not an offer to enter into an interest rate lock-in agreement nor is this notice of loan approval. Mortgage approvals are rendered based on individual credit qualifications. SIRVA Mortgage is engaged in the business of originating residential mortgage loans. We are licensed or authorized to conduct mortgage loan origination in all 50 states plus the District of Columbia. SIRVA Mortgage is not a depository institution and does not act as or represent itself a full service bank. Reference to the term “mortgage banker” is a common, accepted industry term referring to companies engaged only in the business of making mortgage loans. Various state laws and regulations and our individual license in various states refer to us as a mortgage lender, mortgage banker or mortgage broker. For our Privacy Policy and Affiliated business relationships please visit http://sirvamortgage.com/about. Please see the complete required license disclosure below. Call 800-531-3837 for more information.

**SIRVA Mortgage, Inc. is licensed by/as (among others): Arizona Licensed Mortgage Banker, License #0901430; Licensed by the Department of Business Oversight under the California Residential Mortgage Lending Act, license #4130944; regulated by the Colorado Division of Real Estate; Georgia Residential Mortgage Licensee #6221; Kansas Licensed Mortgage Company, License # MC.0025314; Massachusetts Mortgage Lender, License #ML2240; Nevada Licensed Mortgage Banker #1043; Licensed by the N.J. Department of Banking and Insurances; Licensed Mortgage Banker - NYS Banking Department; Ohio Registration #GL.501171.000; Oregon Mortgage Lender license # ML-186; Rhode Island Licensed Lender; Texas Mortgage Banker Registration #2240; WA Consumer Loan Company License #CL-2240. NMLS Unique Identifier #2240. (www.nmlsconsumeraccess.org) Main Office of SIRVA Mortgage, Inc.: 6200 Oak Tree Blvd., Ste. 300, Independence, OH 44131; Telephone: 1-800-531-3837. Information last updated 2/1/2019

Licensed Mortgage Loan Originators employed by SIRVA Mortgage, Inc. and their NMLS Unique Identifiers: Alan E. Flowers #252043, Bradley Linn Chapman #4047, Debra Jean Jackson #3561, Ernest Edward Phillips #4488, Jennifer Mae Miller #4248, Jeremiah James Timura #3521, Joseph Edward Walkuski #1477740, Kathleen DiLillo Coombs #352701, Kathleen Marie Pope #3509; Linda Michelle Laramy #4034, Mark Dennis Lehman #942618, Matthew Todd Balk #4068, Patrick Alan Frimel #980933, Paul Eric Klemme #4909, Robin Patricia Kara #4408, Ronna Sills Harris #4399, Sam Oscar Simmerman Jr. # 4081, Stacy Marie Murphy #488543.

"CONSUMERS WISHING TO FILE A COMPLAINT AGAINST A COMPANY OR A RESIDENTIAL MORTGAGE LOAN ORIGINATOR SHOULD COMPLETE AND SEND A COMPLAINT FORM TO THE TEXAS DEPARTMENT OF SAVINGS AND MORTGAGE LENDING, 2601 NORTH LAMAR, SUITE 201, AUSTIN, TEXAS 78705. COMPLAINT FORMS AND INSTRUCTIONS MAY BE OBTAINED FROM THE DEPARTMENT’S WEBSITE AT WWW.SML.TEXAS.GOV. A TOLL-FREE CONSUMER HOTLINE IS AVAILABLE AT 1-877-276-5550.

THE DEPARTMENT MAINTAINS A RECOVERY FUND TO MAKE PAYMENTS OF CERTAIN ACTUAL OUT OF POCKET DAMAGES SUSTAINED BY BORROWERS CAUSED BY ACTS OF LICENSED RESIDENTIALMORTGAGE LOAN ORIGINATORS. A WRITTEN APPLICATION FOR REIMBURSEMENT FROM THE RECOVERY FUND MUST BE FILED WITH AND INVESTIGATED BY THE DEPARTMENT PRIOR TO THE PAYMENT OF A CLAIM. FOR MORE INFORMATION ABOUT THE RECOVERY FUND, PLEASE CONSULT THE DEPARTMENT’S WEBSITE AT WWW.SML.TEXAS.GOV."

In the state of New Jersey a purchaser is obligated to pay any applicable taxes for receipt of the real estate cash back rebate and the purchaser should contact a tax professional concerning any possible tax implications of receiving the rebate.

***To receive the award, customers must close their real estate transaction with a SIRVA-referred real estate agent. Due to state regulations, the award program is not allowed in AK, AL, AR, IA, KS, LA, MO, MS, OK, OR, TN. Additionally, if you choose to sell your home with a SIRVA-referred broker in these states, the benefit will be provided in the form of a reduced real estate commission. If you are purchasing a home and use a SIRVA-referred broker in these states, and also choose to work with SIRVA Mortgage, Inc. (an Affiliate of SIRVA Relocation) for your financing, SIRVA Mortgage Inc. will issue you a credit toward closing costs; in addition to any other closing cost credit providing by your loan program. You are not required to use SIRVA Mortgage Inc. for home purchase financing. Closing cost credits cannot be issued without utilizing SIRVA Mortgage. Program reward amount is based upon at least 6% real estate commission and the participating broker receiving at least one half of commission. If the commission amount or the split is reduced the program reward will be reduced proportionately.

None of these programs are valid for corporate-sponsored relocations or mobile homes. The minimum home value must be above $75,000 to receive miles in any program. Programs can be cancelled or modified at any time without notice.

SIRVA endeavors to refer real estate brokers and agents, household goods providers and other service providers that provide quality services and products. However, SIRVA and its respective associates, agents, representatives, and clients cannot make any representations or warranties as to the fitness and applicability of the referred brokers and agents, household goods providers and other service providers and their service for your particular situation and purpose. SIRVA does not provide a warranty with respect to your particular engagement, relationship and experience with the party referred brokers and agents or their services. You must evaluate the brokers, agents household goods providers and other service providers and their services and make selections and decisions based upon your own best judgment, interest, priorities, and concerns. SIRVA is not providing advice with respect to any selection or decision you may make.

American Airlines reserves the right to change the AAdvantage^® program and its terms and conditions at any time without notice, and to end the AAdvantage^® program with six months notice. Any such changes may affect your ability to use the awards or mileage credits that you have accumulated. Unless specified, AAdvantage^® miles earned through this promotion/offer do not count toward elite-status qualification or AAdvantage Million Miler^SM status. American Airlines is not responsible for products or services offered by other participating companies. For complete details about the AAdvantage^® program, visit aa.com/aadvantage.

American Airlines, AAdvantage, the Flight Symbol logo and AAdvantage Million Miler are trademarks of American Airlines, Inc.

Updated 2/1/2019